EMERGE HR & Payroll Franchise by Ellis & Whitmore


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Have you ever wanted to own your own business without the hassle of the following:

  • Paying Expensive Business Startup Costs upwards of $100,000 or more
  • Applying for a Complicated and Lengthy SBA Loan
  • Purchasing an Expensive Brick-and-Mortar Building or Spending Thousands Renovating an Existing Building
  • Sourcing, Hiring, Orienting, and Training Multiple Employees
  • Paying Tens of Thousands of Dollars on a Weekly / Bi-Weekly to Cover Payroll
  • Acquiring Complicated Business Insurance

Well now you have the ability to your own Human Resources (HR) / Payroll, PEO, Insurance, and Tax Compliance firm through our unique EMERGE HR/Payroll Franchise Business model without the hassle of the normal business setup.


Ellis & Whitmore, Inc. a subsidiary of JUBOH Companies International, is a banking and financial services conglomerate that is focused on providing banking and financial services to underserved communities internationally. Our company was formed in 2020 as private lending to small businesses that face difficulty obtaining traditional financing from banks for short-term capital projects. We have grown from that time to have funded over $60,000,000 in small business lending and have expanded our services to include HR/Payroll and Tax Compliance; Accounting/Bookkeeping; Commercial Insurance;

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